Account terms are not guaranteed for any period of time. All terms, including fees may change in accordance with the dash.fi Terms of Service based on business performance data, market conditions, or for any reason.

Please review all of these materials so that you are fully informed about the terms.

Initiation Fee

$0

Annual Fee

$695

Late Fee

If we do not receive the full amount due shown on your statement by it’s payment due date, then we may assess a late fee equal to the greater of (1) 2.99% of all amounts past due on your Account or (2) $39.

Returned Payment

If any payment submitted on your account is returned or dishonoured, including without limitation for non-sufficient funds, then we may assess a returned payment fee of $39.

Cross Border Fee

100 basis points on total transaction amount.

A Cross Border Fee shall be applied to any Transaction when the country code of the merchant and the country code of the Account User are not the same. As an example, if Company is located in the US and it uses the US-issued virtual card number to make a purchase in Canada, then the cross border transaction fee established by the card association shall apply. The card association may establish different Cross Border Fees applicable to the card numbers that are issued from different regions.

Currency Conversion Fee

45 basis points on total transaction amount.

A multi-currency conversion fee shall be applied to any Transaction that is billed through the card association in a currency other than the contractually agreed upon billing currencies of the BIN used for the Transaction. The card association will convert the Transaction to the billing currency at the exchange rate determined by card association (or its Affiliates) using its currency conversion procedure. The currency conversion rate (which is different from the Multi-Currency Conversion Fee) is generally either a wholesale market rate or a government-mandated rate in effect on the date of conversion. The currency conversion rate used on the conversion date may differ from the rate in effect on the date a Transaction is made.

Bank Network Fee

30 basis points on total transaction amount.

A Message Fee shall be applied to all messages related to completed transactions. Our bank network uses a dual message system to complete virtual charge card transactions for which there is a charge per message.  This will be calculated on completed transactions.

Plan Fee (Fixed Finance Charge)

If you choose to extend purchase amounts for an additional 30 days. For purchase amounts in a Pay In Full balance: A monthly fee up to 2% of each purchase amount moved into a plan based on the plan duration.

Agency Concierge Fee

The agency matching concierge is 100% free to use. However, if you choose to pay your agency’s management fee through dash.fi then the agency’s management fees range for 0% of spend up to 25% of spend. This % of spend is a surcharge that will be billed to you at the end of the calendar month. The bill is enrolled in auto pay. Once funds have settled, dash.fi will distribute to your agency partner.

Payment Cycles & Due Date

Payment cycles may vary depending on your credit worthiness.

dash.fi 1: Your billing cycle closes daily and your payment due date is one (1) day after the close of each billing cycle.

dash.fi 14: Your billing cycle closes on a revolving 14 days and your payment due date is three (3) day after the close of each billing cycle.

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