April 9, 2024

Dash.Fi Fee Structure Overview

DashFi offers various financial services, each associated with specific fees. These fees are designed to be transparent and cover the costs of managing and operating your accounts, and offering our products and services. Below, we detail the fees associated with our services.

Card Program Fees
Fee Category Description Fee
Initiation Fee Account Setup Fee $0
Annual Fee Annual account maintenance fee. $0
Late Fee Charged if full payment due is not received by the due date. Greater of 2.99% of past due amounts or $39.
Returned Payment Fee Assessed if a payment is returned or dishonored, including for non-sufficient funds $39
Bank Network Fee Charged for all messages related to completed transactions, using a dual message system. 30 basis points on total transaction amount.
Currency Conversion Fee Charged for transactions in a currency other than the account's billing currency, based on the card association's exchange rate. 45 basis points on total transaction amount.
Cross Border Fee Applied to transactions when the merchant's and the account user's country codes differ. 100 basis points on total transaction amount.

Rewards Program Fees
Service Fee Description Fee Amount
Account Maintenance Fees
Dash.Fi Collateral Account Maintenance Administrative fee for holding funds in your Collateral Account As disclosed
Dash.Fi Restricted Cash Secured Account Maintenance Administrative fee for holding funds in your Restricted Cash Account. As disclosed
Dash.Fi FBO Cash Account Maintenance Account maintenance fee associated with the FBO Cash Account at Wells Fargo As disclosed
Transaction and Custody Fees
T-Bill Transaction Fee Fee charged for buying and selling Treasury Bills 0.40 bps (per basis point)
Annual T-Bill & Cash Custody Fee Annual fee charged on the value of your T-Bills and remaining cash balance in FBO & Restricted Cash Accounts 0.40 bps (per basis point)
Pass-Through Fee
Investment Management Fee Fee paid to Creative Planning Inc., the RIA managing your T-Bills 0.40%

Payment Cycles & Due Date:

Payment cycles and due dates may vary based on creditworthiness. For dash.fi 1 accounts, the billing cycle closes daily, and the payment due date is one day after each billing cycle's close.

Payment Cycles & Due Date:

All charges are due and payable in full upon receipt of the periodic statement.


All terms, including fees, are subject to change based on business performance data, market conditions, or other factors, in accordance with the dash.fi Terms of Service. Please refer to the current fee schedule for the most up-to-date information.

For clients in the US Payment services for dash.fi are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000160311064). Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011.