Dash.Fi Fee Structure Overview
DashFi offers various financial services, each associated with specific fees. These fees are designed to be transparent and cover the costs of managing and operating your accounts, and offering our products and services. Below, we detail the fees associated with our services.
Card Program Fees
|
Initiation Fee
|
Account Setup Fee |
$0 |
|
Annual Fee
|
Annual account maintenance fee. |
$0 |
|
Late Fee
|
Charged if full payment due is not received by the due date. |
Greater of 2.99% of past due amounts or $39. |
|
Returned Payment Fee
|
Assessed if a payment is returned or dishonored, including for non-sufficient funds
|
$39 |
|
Bank Network Fee
|
Charged for all messages related to completed transactions, using a dual message system. |
30 basis points on total transaction amount. |
|
Currency Conversion Fee
|
Charged for transactions in a currency other than the account's billing currency, based on the card association's exchange rate. |
45 basis points on total transaction amount. |
|
Cross Border Fee
|
Applied to transactions when the merchant's and the account user's country codes differ. |
100 basis points on total transaction amount. |
Rewards Program Fees
|
Account Maintenance Fees
|
|
Dash.Fi Collateral Account Maintenance
|
Administrative fee for holding funds in your Collateral Account |
As disclosed |
|
Dash.Fi Restricted Cash Secured Account Maintenance
|
Administrative fee for holding funds in your Restricted Cash Account. |
As disclosed |
|
Dash.Fi FBO Cash Account Maintenance
|
Account maintenance fee associated with the FBO Cash Account at Wells Fargo
|
As disclosed |
|
Transaction and Custody Fees
|
|
T-Bill Transaction Fee
|
Fee charged for buying and selling Treasury Bills
|
0.40 bps (per basis point) |
|
Annual T-Bill & Cash Custody Fee
|
Annual fee charged on the value of your T-Bills and remaining cash balance in FBO & Restricted Cash Accounts
|
0.40 bps (per basis point) |
|
Pass-Through Fee
|
|
Investment Management Fee
|
Fee paid to Creative Planning Inc., the RIA managing your T-Bills
|
0.40% |
Payment Cycles & Due Date:
Payment cycles and due dates may vary based on creditworthiness. For dash.fi 1 accounts, the billing cycle closes daily, and the payment due date is one day after each billing cycle's close.
Payment Cycles & Due Date:
All charges are due and payable in full upon receipt of the periodic statement.
Disclaimer:
All terms, including fees, are subject to change based on business performance data, market conditions, or other factors, in accordance with the dash.fi Terms of Service. Please refer to the current fee schedule for the most up-to-date information.
